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Welcome! The Robertson-O'Sullivan Team holds the key to your dream home in the Greenville and Pitt County area!  If you are searching for real estate in Greenville, Winterville, Ayden, Grimesland, or Farmville...Look no further! You can search all properties right here with one of the top real estate teams in the area! We want you to know why we are so passionate about this amazing county! Home of the East Carolina Pirates, Pitt Memorial Hospital, Pitt Community College, and much more, Greenville and Pitt County make up one of the fastest growing areas in North Carolina! Greenville's surrounding towns include Ayden, Bethel, Farmville, Falkland, Fountain, Grifton, Grimesland, Simpson, and Winterville. The rich cultural heritage, tradition and pride make this county a center for Eastern North Carolina. Agriculture, education, medicine, recreation, culture and arts are a few things that make this area so special and why it is such a desirable place to live! Need local real estate information? We've summarized much of what is important about the Greenville real estate market in this site. In fact, you can search the entire market from your home computer! Need expert advice? No website, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job! Contact us with confidence! We guarantee your privacy will be respected. We offer the services on this site as well as one on one counsel for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in the area within your price range. Together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As a top real estate team in Greenville and Pitt County, we have the experience and track record you are looking for. Please let us help! - Robertson-O'Sullivan Team 
Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
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| Q |
In which 'Oil Sheikdom' of the Far East do the wealthy still choose to live in primitive houses on stilts?
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| A |
Brunei's oil wealth results in no income tax, free education and health services, and cheap housing loans for its average citizen. |
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